FamilyGuard360

Retirement Income Gap Calculator

Estimate how a retirement income goal compares with modeled Social Security and portfolio income under user-selected savings, return, inflation, and retirement-age assumptions.

An educational estimate, not a forecast

The calculator uses simplified assumptions, including a 4% withdrawal guideline, fixed return and inflation rates, and user-entered values. Actual returns, taxes, fees, healthcare costs, longevity, sequence of returns, and future benefit rules may differ.

Turn the number into better questions

A potential gap is a planning signal rather than a product recommendation. Continue to the FamilyGuard360 retirement-income diagnosis to organize timeline, resources, priorities, liquidity considerations, and existing annuity context.