FamilyGuard360

Keep more of what you build.

Bring insurance funding, ownership, and legacy decisions into the same conversation as the tax advice you receive before capital is committed.

See the after-tax picture

Review proposed funding choices with a CPA or tax attorney. Tax treatment is determined by the client's tax professional.

Give retained capital a purpose

Consider protection, retirement-income, and legacy needs together without presuming that insurance funding creates a deduction or eliminates tax already owed.

Keep access in view

Account for reserves, funding commitments, ongoing costs, and alternatives before deciding. A review may support keeping an existing plan.